Mobile security is on everyone’s mind lately, especially after Apple resisted cracking open an iPhone linked to the San Bernardino shooting last December.

The New Year is predicted by many industry experts to be the “year of action” with regard to technology. Recent trends have morphed into commonly used strategies, including cloud computing, mobile, and data security, and 2016 is predicted to be the first year of “true transformation.”

American consumers are falling hard for mobile payment apps. They’re undoubtedly fast and convenient, and seem to point the way towards the future of sales transactions - but are they safe?